About Me
When I got a new job, I was amazed with how many insurance options I came across. Unfortunately, there were so many choices that I wasn't sure where to get started. However, my human resources manager was nice enough to sit down with me and help me to choose a policy that would fit my family's needs. She talked me through all of the different plans, until I felt comfortable with the coverage. This blog is all about helping other people to choose better medical insurance, so that you aren't left stressing about all of those stacks of medical bills.
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Supplemental Vs Advantage Plans: Which Is Right For You?
If you are working on trying to figure out whether you want to sign up for an advantage plan or a Medicare supplement plan, there are several different factors that you should take into account. Before discussing specifics of how to choose, learning about each of the plans can be beneficial.
Medicare Supplemental Plans
Medicare supplement plans are a way of paying upfront for complete coverage. There are several different plans that offer different coverage and consequently cost different amounts.
Are You On A Budget? Private And Employer-Sponsored Health Insurance FAQs
Can you afford non-employer sponsored health insurance if you're on a budget? Before you skip this valuable policy, take a look at what you need to know about health insurance and the related costs.
Who Will Pay for Your Insurance?
Unlike employer-sponsored coverage, an individual private plan requires the insurance holder to pay all the premiums themselves. Even though employers offer insurance to qualifying employees, most companies won't pay 100 percent of the costs.
How Can Medical Insurance Plans Benefit Healthy Adults?
Medical insurance plans cover more than illnesses and injuries. Most plans also include some level of well-care benefits. Take a look at how you can use private medical insurance services when you're healthy.
Annual Check-Up
You feel fine. Does that mean you can skip the doctor's visit? Even though you're healthy now, staying in top shape requires preventive care. An annual check-up provides you with the chance to discuss health concerns and lifestyle factors (such as diet and exercise) with a medical provider.
Been Diagnosed With Early-Onset Alzheimer's? Make Plans For The Future Now
If you have been diagnosed with early-onset Alzheimer's, you know in the future you will not be able to make the right decisions. For this reason, you need to make plans now while you still can. Part of this is making sure your Alzheimer's needs are properly paid for, including medications, home care, and more. Below is some more information about this to help you get started.
Social Security Disability
Tips For Enrolling In A Medigap Plan
If you have recently become eligible for Medicare, you might have been sent a ton of mail about different Medigap plans, as well as your regular Medicare. You might have reviewed the regular Medicare literature and realized that there were some items that you were hoping Medicare would cover that it does not. This can lead you to take the Medigap plans more seriously. Here are some tips for enrolling in a Medigap plan in order to make sure that your health insurance is as comprehensive as possible.
Feeling Sick And Tired All The Time? Check These 5 Signs You Could Have An Underactive Thyroid
Scientists estimate that around 10 million Americans suffer from hypothyroidism, and up to 10% of women may have some form of thyroid deficiency. If you're feeling perpetually under the weather lately, it may be worth considering whether this common condition could be affecting your health.
1. Your Digestive System Hates You
Untreated hypothyroidism causes the body's digestive tract to slow down and take longer to process the food you eat. This means you're more likely to suffer indigestion as your stomach continues to produce acid to break down meals long after you've eaten them.
Pregnancy And Your Individual Health Insurance Plan: What You Need To Know
The news that you are expecting a baby can be a great source of joy for you and your family, but you may wonder how it will work with your current individual health insurance plan. Here are a few things you should know about your pregnancy and your health insurance plan.
Pregnancy Is No Longer A Pre-Existing Condition
In some cases, you may find out you are pregnant before your individual health insurance plan takes effect.
3 Questions To Ask When Shopping Around For Health Insurance
Shopping around for health insurance and then choosing one is a huge commitment, and you want to make sure that you find the best one for you and your family. In order to ensure that you are getting the coverage that you would like, it is very important that you ask your potential health insurance provider certain questions. The answers to these questions will then help you to choose the exact type of coverage that you would like, and will allow to see if this insurance is a good fit for you.
A Quick Guide to Mandatory and Voluntary Benefits
In recent years, concerns about the availability and usability of benefits, such as health, life, and dental insurance, have become increasingly rampant. The line between mandatory and voluntary benefits has become blurred, and surprising options are now provided by some employers. Therefore, it will be helpful to understand the basis of both types of benefits.
Understanding Mandatory Benefits
Mandatory benefits refer to the different types of insurance that the federal government believes every full-time worker in the United States is entitled to.
Why You Should Consider A PEO Partnership For Your New Or Small Business
New and small businesses should consider partnering with a professional employer organization. When you're overseeing a handful of people, it seems easy enough to run their payroll and fill out their employee forms yourself. However, here are a few things that may start happening:
A handful of employees will turn into a few handfuls Employees will start demanding better access to their payroll data Employee health and wellness issues will increase Employees will start demanding more comprehensive benefits Employees will want auxiliary benefits (401k, life insurance, dental, etc.